Paying for unexpected wedding expenses
With the abundance of vendors, a constantly changing guests list and locations that rely on the weather What could possibly be wrong with an event? If you’re planning for possibly one of the most significant moments in your lifetime, preparing for the unexpected is an ideal general rule of thumb. The availability of funds to pay for those unexpected wedding expenses could be a good option to take into consideration.
Here are a few examples of expenses that you might not have thought of:
1. Changes to the Wedding Venue Due to the weather
A wedding at the beach during sunset, or even in a gorgeous garden sounds perfect until it starts raining. If you are planning your wedding outdoors, then you could have to move to another location due to the weather conditions. This new venue could be an indoor space for a function as well as an outside tent equipped with heaters. The change could be more expensive than the initial budget.
2. The Wedding vendor cancels a Wedding at the last minute
Vendors could become sick, overbook or even out of business prior to the big day. Even if you have confirmed several times prior to the date of your wedding your DJ, photographer Limo driver, photographer or videographer may be unable to show up at the moment of the last second. While you search for an alternative, you could be charged additional fees.
3. Unexpected Wedding guests
If someone who didn’t RSVP arrives regardless, or if one decides to invite uninvited guests or children, you might need additional food.
4. Honeymoon Destination has an Natural Unfortunate
A number of islands within the Caribbean and Mexico as well as the Southern U.S. are susceptible to hurricanes from June 1 through November. 30. It is possible to experience an unexpected flight or hotel cancellations, requiring you to shell out more to alter your plans. Insurance for travel might provide a small amount of money in the event that Mother Nature strikes, but the process of reclaiming your money could take a while.
5. Others Wedding Costs that You Might Not have Budgeted:
- Rehearsal dinner
- Sales tax, charges for service and tips
- Food to vendors present at the wedding
- The welcome bags are for guest staying in the hotel
- Costumes for events that are pre-wedding
- You may have forgotten items that you have to replace at your local retailer
- A second night at an accommodation if that’s the location where the bridal party is getting ready, because the check-in time for the wedding day may not be until 3 p.m.
- Food for the bridal party before the wedding ceremony begins.
The Wedding Funding is a Surprise Costs
There are a variety of ways you could pay for extra wedding expenses The main ones to think about are:
Credit Cards
Credit cards can be utilized to pay for wedding-related expenses that are unexpected, but if you’re unable to pay the entire amount of the charge you might have to pay interest and principal. Furthermore, you may reduce your credit limit and increase the rate of credit utilization. The cash wedding presents will, however, aid in paying off the loan right away.
A Personal Loan for Weddings
You could apply for an individual loan in order to help pay for unexpected wedding expenses and possibly be approved in the span of a few days.
Do you require an individual loan to finance your wedding? Get in touch with Mariner Finance and speak to one of our customer service representatives now.